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How we estimate prices

Last updated Sep 18, 2026 · Plain-language version; the full legal text is linked at the end.

Most senior living communities do not publish their rates. When a community has not published or confirmed a starting price, we show an estimate with a range and a confidence level, so you can shop by budget without pretending the number is exact. An estimate is never a quote. The real rate depends on the apartment, the level of care, and the date you move in.

Where the number comes from

Every estimate is computed from prices we have actually observed: rates confirmed with communities, submitted by partner communities and approved by our editors, or published on a community's own website with the page on record. We only use observations from the last 12 months. For each community we look for enough comparable prices, in this order, and use the first level that has them:

  • Same county, same care type, same size class (residential home up to 6 beds, 7 to 25, 26 to 75, 76+ beds). High confidence with 20 or more prices, otherwise medium.
  • Same county, same care type, adjusted for size class. Medium confidence.
  • Statewide, same care type and size class. Medium with 20 or more prices, otherwise low.
  • Statewide, same care type, adjusted for size class. Low confidence.
  • Published cost survey baseline for the state, adjusted for size class, when we have no observations at all. Low confidence.

The midpoint is the median of that group. The range is the middle half of it (25th to 75th percentile); when the group is small we show ±15% around the median instead. Size-class adjustments are learned from our own statewide data when there is enough of it, and otherwise default to 0.8× for residential homes, 0.9× for small communities, 1.0× for mid-size and 1.1× for large communities. Everything is rounded to the nearest $50.

What an estimate is not

  • It is not a quote, an offer, or a price the community has agreed to.
  • It does not include care-level fees, community fees, second-person fees, or deposits.
  • It never counts as a verified fact: pages do not become indexable because of estimates, and cost guides use observed prices only.
  • It disappears the moment we observe a real price for that community.

How to get the real number

Use “Request pricing” on any community. We relay your request and the community's quote, usually within a day, and the quote becomes a verified price on the profile once confirmed. Communities can also publish and confirm their own rates through the partner portal at no cost.

Right now: 252 observed starting prices on file, 7289 estimates computed (last run Nov 1, 2026). Baselines: ME assisted living $6,100/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); OK assisted living $4,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); DE assisted living $6,750/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MD assisted living $5,600/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); OH assisted living $5,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); WA assisted living $6,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MA assisted living $7,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); ND assisted living $4,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); AZ assisted living $4,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MI assisted living $4,750/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NC assisted living $4,700/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); DC assisted living $7,290/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MN assisted living $4,900/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NY assisted living $5,900/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); VA assisted living $5,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MS assisted living $3,875/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NM assisted living $5,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); AL assisted living $3,850/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MO assisted living $3,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NJ assisted living $7,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); GA assisted living $4,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); MT assisted living $5,100/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NH assisted living $6,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); VT assisted living $6,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NE assisted living $4,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); NV assisted living $4,250/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); AR assisted living $4,135/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); HI assisted living $5,750/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); UT assisted living $4,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); WY assisted living $4,800/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); ID assisted living $4,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); TX assisted living $4,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); CO assisted living $5,100/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); IL assisted living $5,100/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); TN assisted living $4,500/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); CA assisted living $5,900/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); IN assisted living $4,900/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); SD assisted living $4,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); WI assisted living $5,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); IA assisted living $5,000/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); SC assisted living $4,100/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); FL assisted living $4,750/mo (Genworth Cost of Care Survey (Florida median, assisted living, private one-bedroom), 2024); KS assisted living $5,300/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); RI assisted living $7,200/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); CT assisted living $5,950/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); KY assisted living $4,200/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); PA assisted living $4,600/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); WV assisted living $4,750/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); LA assisted living $4,100/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); OR assisted living $5,700/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); AK assisted living $7,250/mo (Genworth Cost of Care Survey (statewide median, assisted living, private one-bedroom), 2023); CO independent living $3,570/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); FL independent living $3,300/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2024); AL independent living $2,695/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); AK independent living $5,075/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); AR independent living $2,894.5/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); CA independent living $4,130/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); CT independent living $4,165/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); DE independent living $4,725/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); DC independent living $5,103/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); GA independent living $2,800/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); HI independent living $4,025/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); ID independent living $3,150/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); IL independent living $3,570/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); IN independent living $3,430/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); IA independent living $3,500/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); KS independent living $3,710/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); KY independent living $2,940/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); LA independent living $2,870/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); ME independent living $4,270/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MD independent living $3,920/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MA independent living $4,900/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MI independent living $3,325/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MN independent living $3,430/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MS independent living $2,712.5/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MO independent living $2,450/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); MT independent living $3,570/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NE independent living $3,150/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NV independent living $2,975/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NH independent living $4,550/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NJ independent living $4,900/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NM independent living $3,500/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NY independent living $4,130/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); NC independent living $3,290/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); ND independent living $2,800/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); OH independent living $3,500/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); OK independent living $3,150/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); OR independent living $3,990/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); PA independent living $3,220/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); RI independent living $5,040/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); SC independent living $2,870/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); SD independent living $2,800/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); TN independent living $3,150/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); TX independent living $3,150/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); UT independent living $2,800/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); VT independent living $4,550/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); VA independent living $3,850/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); WA independent living $4,550/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); WV independent living $3,325/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); WI independent living $3,500/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); WY independent living $3,360/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); AZ independent living $3,150/mo (Derived: assisted living baseline x 0.70 (typical independent living discount), 2023); ME memory care $7,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); OK memory care $5,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); AZ memory care $5,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); LA memory care $5,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); OR memory care $7,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); CT memory care $7,437.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); KY memory care $5,250/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); PA memory care $5,750/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); WV memory care $5,937.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); KS memory care $6,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); RI memory care $9,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); FL memory care $5,950/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2024); IA memory care $6,250/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); SC memory care $5,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); CA memory care $7,375/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); IN memory care $6,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); SD memory care $5,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); WI memory care $6,250/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); IL memory care $6,375/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); TN memory care $5,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); AL memory care $4,812.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); ID memory care $5,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); TX memory care $5,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); AR memory care $5,168.75/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); HI memory care $7,187.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); UT memory care $5,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); WY memory care $6,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NE memory care $5,625/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NV memory care $5,312.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); GA memory care $5,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MT memory care $6,375/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NH memory care $8,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); VT memory care $8,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MO memory care $4,375/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NJ memory care $8,750/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); CO memory care $6,375/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MS memory care $4,843.75/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NM memory care $6,250/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); DC memory care $9,112.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MN memory care $6,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NY memory care $7,375/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); VA memory care $6,875/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MI memory care $5,937.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); NC memory care $5,875/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); AK memory care $9,062.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MA memory care $8,750/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); ND memory care $5,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); DE memory care $8,437.5/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); MD memory care $7,000/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); OH memory care $6,250/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023); WA memory care $8,125/mo (Derived: assisted living baseline x 1.25 (typical memory care premium), 2023).
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